Orlando Public Insurance Adjuster

Strategic claim advocacy for property owners in Orlando and throughout Orange County.

Serving Orlando Property Owners

Central Florida is not immune to hurricane impact — Hurricane Ian's inland flooding hit Orlando hard. From Winter Park to Lake Nona and Windermere to Conway, we help homeowners and rental property investors recover what carriers undervalue.

Claim Types We Handle in Orlando

Local exposure drives local strategy. These are the losses we see most often in Orange County.

Hurricane & Wind

Inland wind damage to roofs, screens, soffits, and pool enclosures is routinely undervalued. Orange and Seminole county carriers often miss matching-related repairs.

Inland Flooding

Hurricane Ian flooded thousands of Orlando-area homes far from the coast. NFIP and private flood claims demand strict proof-of-loss timelines.

Water & Mold

Slab leaks and supply-line failures in Orlando's stucco-on-block construction often produce extensive secondary damage that carrier scopes fail to capture.

Rental & Investment Property

Short-term and long-term rental properties have additional coverage layers (loss of rents, ALE) that often go unclaimed without professional representation.

How We Work a Orlando Claim

A documented, methodical process designed to maximize recovery under your policy.

Free On-Site Consultation

We meet you at the property in Orlando, review your policy, and assess whether a claim is viable.

Full Damage Documentation

Photos, video, moisture readings, structural notes, and contents inventory — everything the carrier will demand.

Claim Preparation & Filing

We prepare the Xactimate estimate, proof of loss, and supporting reports under Florida claim statutes.

Carrier Negotiation

We respond to every reservation of rights, EUO request, and lowball estimate with documented counter-positions.

Settlement & Payout

We confirm proper application of deductibles, depreciation, and matching provisions before you accept payment.

Representative Results

Sample outcomes from claims we've handled across Florida — including Orange County.

Hurricane Damage

$12,400$78,200

Roof and interior water damage initially undervalued by the carrier. Re-inspection documented structural decking damage and code-upgrade entitlements.

Water / Plumbing

$0 (Denied)$41,500

Claim originally denied as wear-and-tear. Re-submitted with plumber's report and moisture mapping that established a sudden discharge event.

Fire & Smoke

$28,000$112,800

Carrier's estimate covered visible damage only. Full assessment captured smoke contamination, HVAC remediation, and contents loss.

Representative results. Every claim is unique; outcomes depend on policy language, documentation, and the specific facts of the loss.

Orlando Claim FAQ

Do you serve all of Orange County?

Yes. We work claims throughout Orange County including Altamonte Springs, Apopka, Baldwin Park, College Park, Conway, Doctor Phillips, Kissimmee, Lake Nona, Maitland, MetroWest, Ocoee, Oviedo, Sanford, Thornton Park, Winter Garden, Winter Park, Windermere.

How much does a public adjuster cost in Orlando?

We work on contingency — no upfront fee. Our percentage is regulated by Florida statute and is capped lower in declared catastrophe events.

My carrier already paid. Can you still help?

Often, yes. Florida law allows supplemental claims when additional damage is discovered or when the original payment did not capture the full scope of loss.

How long do I have to file a claim?

Florida statutes set strict deadlines that have shortened in recent years. Don't assume — call us and we'll confirm the deadline that applies to your loss.

Parlez-vous français?

Oui. We handle claims in both English and French for property owners and seasonal residents from Quebec, France, and French-speaking Caribbean nations.