Serving Naples Property Owners

Naples and the Collier County coast took the worst of Hurricane Ian and continue to feel its claim aftermath. From Port Royal to Pelican Bay and Marco Island to Bonita Springs, we help high-value property owners document hidden damage and contest underpayments.

Claim Types We Handle in Naples

Local exposure drives local strategy. These are the losses we see most often in Collier County.

Hurricane & Storm Surge

Ian-era storm surge and wind damage continue to surface as concealed structural and moisture losses. Reopening these claims is often viable within Florida's claim statutes.

High-Value Residential

Estate homes in Port Royal, Old Naples, and Pelican Bay carry complex policy schedules. Carrier estimators rarely capture full reconstruction cost on custom construction.

Flood & Wind Allocation

Causation disputes between flood (NFIP) and wind (HO-3) coverage are common after major storms. We document loss allocation to recover under both policies.

Roof & Tile Damage

Concrete and clay tile roofs throughout Naples require specialized assessment. Carrier field adjusters routinely miss broken underlayment and require slope-by-slope documentation.

How We Work a Naples Claim

A documented, methodical process designed to maximize recovery under your policy.

Free On-Site Consultation

We meet you at the property in Naples, review your policy, and assess whether a claim is viable.

Full Damage Documentation

Photos, video, moisture readings, structural notes, and contents inventory — everything the carrier will demand.

Claim Preparation & Filing

We prepare the Xactimate estimate, proof of loss, and supporting reports under Florida claim statutes.

Carrier Negotiation

We respond to every reservation of rights, EUO request, and lowball estimate with documented counter-positions.

Settlement & Payout

We confirm proper application of deductibles, depreciation, and matching provisions before you accept payment.

Representative Results

Sample outcomes from claims we've handled across Florida — including Collier County.

Hurricane Damage

$12,400$78,200

Roof and interior water damage initially undervalued by the carrier. Re-inspection documented structural decking damage and code-upgrade entitlements.

Water / Plumbing

$0 (Denied)$41,500

Claim originally denied as wear-and-tear. Re-submitted with plumber's report and moisture mapping that established a sudden discharge event.

Fire & Smoke

$28,000$112,800

Carrier's estimate covered visible damage only. Full assessment captured smoke contamination, HVAC remediation, and contents loss.

Representative results. Every claim is unique; outcomes depend on policy language, documentation, and the specific facts of the loss.

Naples Claim FAQ

Do you serve all of Collier County?

Yes. We work claims throughout Collier County including Aqualane Shores, Bonita Springs, Estero, Golden Gate, Immokalee, Lely Resort, Marco Island, Old Naples, Park Shore, Pelican Bay, Pelican Marsh, Port Royal, Vanderbilt Beach.

How much does a public adjuster cost in Naples?

We work on contingency — no upfront fee. Our percentage is regulated by Florida statute and is capped lower in declared catastrophe events.

My carrier already paid. Can you still help?

Often, yes. Florida law allows supplemental claims when additional damage is discovered or when the original payment did not capture the full scope of loss.

How long do I have to file a claim?

Florida statutes set strict deadlines that have shortened in recent years. Don't assume — call us and we'll confirm the deadline that applies to your loss.

Parlez-vous français?

Oui. We handle claims in both English and French for property owners and seasonal residents from Quebec, France, and French-speaking Caribbean nations.

Naples Public Insurance Adjuster