:root {
  --background: #ffffff;
  --foreground: #172638;
  --primary: #082f56;
  --primary-foreground: #ffffff;
  --accent: #e98642;
  --accent-hover: #c96827;
  --accent-foreground: #172638;
  --muted: #536579;
  --muted-background: #f3f7fa;
  --border: #dce4ec;
  --hero-overlay: linear-gradient(90deg, rgba(5,36,63,.91), rgba(5,36,63,.67) 55%, rgba(5,36,63,.12));
  --hero-secondary: rgba(255,255,255,.82);
  --hero-border: rgba(255,255,255,.45);
  --focus: #c96827;
}
* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body { margin: 0; background: var(--background); color: var(--foreground); font: 16px/1.65 "Open Sans", Arial, sans-serif; }
img { display: block; max-width: 100%; }
a { color: inherit; }
h1,h2,h3 { font-family: Montserrat, Arial, sans-serif; line-height: 1.2; letter-spacing: 0; margin: 0 0 18px; }
h1 { font-size: 52px; max-width: 750px; }
h2 { font-size: 32px; color: var(--primary); }
h3 { font-size: 20px; color: var(--primary); }
p { margin: 0 0 20px; }
.container { width: min(1120px, calc(100% - 48px)); margin-inline: auto; }
.header-inner { min-height: 90px; display: flex; align-items: center; justify-content: space-between; gap: 24px; }
.brand img { width: 128px; height: 68px; object-fit: contain; }
.header-contact { display: flex; align-items: center; gap: 26px; }
.language { font-size: 13px; color: var(--muted); }
.header-phone { font-family: Montserrat, Arial, sans-serif; font-weight: 700; text-decoration: none; color: var(--primary); }
.safety-note { background: var(--muted-background); border-block: 1px solid var(--border); padding: 10px 0; font-size: 13px; }
.safety-note p { margin: 0; }
.safety-note a { font-weight: 700; color: var(--primary); }
.hero { color: var(--primary-foreground); background: var(--hero-overlay), url('/img/hurricane-damage.jpg') center 54% / cover; }
.hero-inner { padding-block: 58px 62px; }
.eyebrow { color: var(--accent); font: 700 13px/1.5 Montserrat, Arial, sans-serif; text-transform: uppercase; margin-bottom: 18px; }
.hero-lead { max-width: 640px; color: var(--hero-secondary); font-size: 19px; }
.actions { display: flex; flex-wrap: wrap; gap: 14px; margin: 28px 0 20px; }
.button { display: inline-flex; min-height: 50px; align-items: center; justify-content: center; padding: 13px 23px; border: 1px solid transparent; border-radius: 6px; background: var(--accent); color: var(--accent-foreground); font: 700 14px/1.4 Montserrat, Arial, sans-serif; text-align: center; text-decoration: none; cursor: pointer; }
.button:hover { background: var(--accent-hover); color: var(--primary-foreground); }
.button-outline { background: transparent; color: var(--primary-foreground); border-color: var(--hero-border); }
.button-outline:hover { background: var(--primary); }
.hero-footnote { color: var(--hero-secondary); font-size: 13px; margin: 0; }
.credentials { border-bottom: 1px solid var(--border); }
.credential-grid { display: grid; grid-template-columns: repeat(3, 1fr); }
.credential { padding: 23px 18px; text-align: center; }
.credential + .credential { border-left: 1px solid var(--border); }
.credential strong { display: block; color: var(--primary); font: 700 15px/1.5 Montserrat, Arial, sans-serif; }
.credential span { font-size: 13px; color: var(--muted); }
.section { padding-block: 68px; }
.soft { background: var(--muted-background); }
.review-grid { display: grid; grid-template-columns: minmax(0,1fr) minmax(0,1fr); gap: 64px; align-items: start; }
.intro { color: var(--muted); }
.steps { list-style: none; padding: 0; margin: 30px 0; counter-reset: step; }
.steps li { position: relative; padding: 0 0 26px 48px; counter-increment: step; }
.steps li::before { content: counter(step, decimal-leading-zero); position: absolute; left: 0; top: 0; color: var(--accent-hover); font: 700 18px/1.5 Montserrat, Arial, sans-serif; }
.steps h3 { font-size: 17px; margin-bottom: 7px; }
.steps p { font-size: 14px; color: var(--muted); margin: 0; }
.coverage { border-top: 1px solid var(--border); padding-top: 22px; font-size: 14px; }
.coverage strong { color: var(--primary); }
.lead-card { scroll-margin-top: 24px; border: 1px solid var(--border); border-top: 4px solid var(--accent); border-radius: 6px; background: var(--background); padding: 28px; }
.lead-card h2 { font-size: 25px; margin-bottom: 10px; }
.lead-card > p { color: var(--muted); font-size: 14px; }
.form-grid { display: grid; grid-template-columns: repeat(2, minmax(0,1fr)); gap: 16px; }
.field { min-width: 0; }
.field-full { grid-column: 1 / -1; }
.field label { display: block; margin-bottom: 6px; font-size: 13px; font-weight: 700; }
.field input,.field select,.field textarea { width: 100%; min-height: 46px; padding: 10px; font: inherit; font-size: 14px; border: 1px solid var(--border); border-radius: 4px; color: var(--foreground); background: var(--background); }
.field textarea { min-height: 90px; resize: vertical; }
:focus-visible { outline: 2px solid var(--focus); outline-offset: 3px; }
.consent { display: flex; gap: 9px; align-items: flex-start; font-size: 12px; color: var(--muted); margin-block: 18px; }
.consent input { flex-shrink: 0; margin-top: 5px; }
.consent a { color: var(--primary); }
.submit { width: 100%; }
.submit:disabled { opacity: .65; cursor: wait; }
.form-status { font-size: 14px; min-height: 24px; margin: 15px 0 0; }
.privacy-note { font-size: 11px; color: var(--muted); margin: 10px 0 0; }
.section-heading { max-width: 760px; margin-bottom: 32px; }
.damage-grid { display: grid; grid-template-columns: repeat(3,minmax(0,1fr)); gap: 22px; }
.damage-item { border: 1px solid var(--border); border-radius: 6px; padding: 26px; background: var(--background); }
.damage-item .number { color: var(--accent-hover); font: 700 13px Montserrat, Arial, sans-serif; margin-bottom: 20px; }
.damage-item p { font-size: 14px; color: var(--muted); margin-bottom: 0; }
.coverage-note { font-size: 13px; color: var(--muted); margin: 24px 0 0; }
.faq { max-width: 820px; }
details { border-bottom: 1px solid var(--border); }
summary { padding: 20px 0; cursor: pointer; font-weight: 600; color: var(--primary); }
details p { font-size: 15px; color: var(--muted); padding-right: 24px; }
.final { background: var(--primary); color: var(--primary-foreground); }
.final h2 { color: inherit; }
.final-inner { display: flex; align-items: center; justify-content: space-between; gap: 36px; }
.final p { margin-bottom: 0; }
.final .actions { flex-shrink: 0; margin: 0; }
.disclosure { padding-block: 25px; font-size: 12px; color: var(--muted); border-bottom: 1px solid var(--border); }
.disclosure p { margin: 0; }
.footer { padding-block: 32px; font-size: 12px; color: var(--muted); }
.footer-inner { display: flex; justify-content: space-between; gap: 30px; }
.footer p { margin: 0; }
.footer-links { display: flex; flex-wrap: wrap; gap: 16px; margin-top: 12px; }
.mobile-bar { display: none; }
@media (max-width: 900px) { .review-grid { gap: 30px; } .language { display: none; } .final-inner { align-items: flex-start; flex-direction: column; } }
@media (max-width: 640px) {
  body { padding-bottom: 58px; }
  .container { width: calc(100% - 36px); }
  .header-inner { min-height: 78px; gap: 12px; }
  .brand img { width: 103px; height: 57px; }
  .header-phone { font-size: 13px; }
  .safety-note { font-size: 11px; }
  .hero-inner { padding-block: 34px 38px; }
  h1 { font-size: 34px; }
  h2 { font-size: 27px; }
  .hero-lead { font-size: 16px; }
  .hero { background-position: center, 38% center; }
  .hero .actions { gap: 10px; margin-block: 22px 16px; }
  .hero .button { width: 100%; }
  .credential { padding: 17px 7px; }
  .credential strong { font-size: 12px; }
  .credential span { font-size: 11px; }
  .section { padding-block: 42px; }
  .review-grid,.damage-grid { grid-template-columns: minmax(0,1fr); }
  .lead-card { padding: 22px; }
  .form-grid { grid-template-columns: minmax(0,1fr); }
  .footer-inner { flex-direction: column; gap: 18px; }
  .mobile-bar { position: fixed; bottom: 0; inset-inline: 0; z-index: 20; display: grid; grid-template-columns: 1fr 1fr; min-height: 58px; background: var(--primary); color: var(--primary-foreground); padding-bottom: env(safe-area-inset-bottom); }
  .mobile-bar a { text-decoration: none; display: grid; place-items: center; font-weight: 700; font-size: 13px; padding: 15px 8px; }
  .mobile-bar a + a { background: var(--accent); color: var(--accent-foreground); }
}
@media (prefers-reduced-motion: reduce) { html { scroll-behavior: auto; } }